11 days

The best day of your life is the one on which you decide your life is your own. No apologies or excuses. No one to lean on, rely on, or blame. The gift is yours – it is an amazing journey – and you alone are responsible for the quality of it. This is the day your life really begins. ~Bob Moawad


I really love the quote above, and while I’m sure many of us know that it’s true to some extent pretty early in life, I think it takes a while to truly believe it and live it. At least it has for me.

Tonight, I attended my first Financial Peace University class. I was jazzed to go and learn, but was quickly freaked out when I realized this was going to take some hard work. I couldn’t believe how quickly I started going through things in my head . . . oh, well I have this expense coming up, and then I want to do that, and I’ll never cut back on this or that, so maybe I’ll start this program once those things have passed. But, no.

The point that was driven home in the first lesson was how well this tried and true financial method works is based solely on as you will it to work.

So, if I keep that mentality of “maybe later” I am never going to get anywhere. I have to be the one to do it and make it work, now. (I am so thankful that my friends April and Jeremy signed up to attend the same class, I am going to need morale support on this journey, that is for sure.)

This not only applies to this financial method, but to every aspect of life. My health, my career. I’m just tired of feeling out of control and always having an excuse for something never changing or getting put off. I’m tired of being lazy and not owning my life. Life is too short, and before I know it, I’ll have no more tomorrows to put things off to.

So, my main goal in my 30s is to simply overhaul my attitude. To drop the excuses, to stop procrastinating on such important things. And to realize I don’t have to move a mountain over night, it’s okay to work at things in baby steps.

I’m pretty nervous about some hard decisions I may have to make (is cable really a necessity? wouldn’t it be better if I didn’t eat that 5th cookie?), but I think the results in the end are going to be worth it.

I already feel good about just making the decision to do it.

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