14 days

That money talks I’ll not deny, I heard it once: It said, “Goodbye.”~Richard Armour

One of my biggest goals right now is to work on my financial health. Bouncing back from poor real estate and marriage investments can be incredibly overwhelming. Yet, I would love nothing more than to be in a position to buy a cute little house, equipped with a porch swing, by my 32nd birthday. That isn’t going to happen unless I make some serious changes to how I manage my budget, like, yesterday.

A few months ago, I bit the bullet and cut up my credit cards. I came up with a general plan to pay off debt, all while still being cognizant to save. Obviously this also requires only spending within a set “allowance” each month. Surprisingly, so far, so good, and I am still living comfortably, but overall improvements to my bottom line are still going at a snails pace because I don’t have a handle on what exactly I am spending my allowance on. I know if I could get a grip on food, gas, entertainment and other miscellaneous expenses, I could make even bigger, faster strides.
I’ve heard a few really great success stories from friends, and friends of friends, who have tried Dave Ramsey’s method. It is a 13 week program, two hours once a week, and includes work books and personalized instruction to make the task of getting a grip on one’s finances manageable and very doable.
I signed up this morning and am going to start this week. I’m ecstatic! I can’t wait to start my journey to financial peace!


  1. Yay for taking FPU! How exciting! I can’t wait to hear all about it!

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